Services > No From Bank No Problem

NO from your Bank, no problem

Flexible Funding Solutions When Others Say No

At Prosper, we specialised in helping clients rejected by banks and help finding tailored solutions.

We work with diverse lenders to provide flexible funding options to different scenarios.

Request a Call Back

Benefits of a loan from Prosper

We’re here to help - from the big things to the little things. To help you make a start, or start over.

Loan amount

$2,000 - $100,000

Secured interest rate

5% - 10%

Unsecured interest rate

8% - 20%

Loan terms

1 - 7 years

Rate type

Fixed or Variable

Average turnaround

1 - 5 business days

Establishment fee

$100 - $500

Repayment frequency

Weekly, fortnightly, or monthly

Getting No or rejections could be for various reasons

Case 1: Visa conditions

Yourself or your partner might be on a certain visa and your bank would not entertain the visa type.

Case 2: Credit History

Offer credit improvement strategies and lenders for low scores.

Case 3: Low-doc Income or Casual Employment

Provide low-doc loan options for diverse income types.

Case 4: High Debt-to-Income Ratio

Recommend debt consolidation and high-tolerance lenders.

Case 5: Self-Employed or Business Loans

Connect with lenders specializing in self-employed loans using financial records.

Case 6: First Home Buyers

Guide on grants, incentives, and structured applications.

Turning No into Yes

By offering alternative solutions, we empower our clients to move forward, turning objections into opportunities for success.

READY TO GIVE US A TRY?

Ready to grow your business?

Our team is here to help you secure the right financing for your assets. Contact us today to get started!

BOOK APPOINTMENT

No Compromise, Just Maximize.

How it Works

Consultation

Discuss your asset needs with our finance specialists.

Tailored Plan

We'll assess your business needs to structure the right loan.

Approval Process

Fast approval so you can secure the assets you need.

Manageable Repayments

Flexible repayment options designed to fit your cash flow.

Book Appointment

Hear What Our Clients Say

Here’s what some of our satisfied clients have to say about their experience with us.

George Owens

The team at Prosper made my home-buying process so much easier. They listened to my needs and found the perfect loan for my situation. Their support and guidance were invaluable every step of the way.

Max Tanner

I was overwhelmed with refinancing options, but Prosper expert took the time to explain everything clearly. They helped me secure a better rate, saving me thousands. I couldn't be happier with their service.

Shraddha Adhikari

Got right consultation and advice regarding our loan processing for business. The other best part is that it was swift and easy, got everything settled within couple days. Great service…would highly recommend.

Romina Shrestha

My husband & I were dealing directly with Bala ji for our Commercial loan. Not only did he make the process seamless & easy to understand, he also help us feel comfortable with any next steps. I would highly recommend Bala ji for anyone who is looking for home loan. Thank you once again for your amazing service.

Innovation

Fresh, creative solutions.

Integrity

Honesty and transparency.

Excellence

Top-notch services.

COMPANY

ABOUT US

LEGAL

Prosper Loan Experts Pty Ltd ABN: 93 676 188 211. Credit Representative #527574 is authorised under Australian Credit License #384704.

Disclaimer: Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product. The information contained in this website is of a general nature and does not take into account your personal needs and requirements. The figures shown in the calculators do not constitute an offer for finance. Lender policy and conditions, fees and charges will apply. The information provided by the calculator is intended to provide illustrative examples based on the stated assumptions of your input. Results are a guide only and do not constitute financial advice or a guarantee of an outcome. You should always discuss your individual circumstances with a representative of Prosper Loan Experts Pty Ltd T/A Prosper Home Loans.