CAR loans

Secured or unsecured? It's your choice!

Secured car loan interest rates from 5.66% (comparison rate 6.45%).

Unsecured car loan interest rates from 5.76% (comparison rate 6.55%).

Our team is committed to finding you the best rate possible based on your credit history to help you find the best car loan for your budget and needs.

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Benefits of a loan from Prosper

We’re here to help - from the big things to the little things. To help you make a start, or start over.

Loan amount

$5,000 - $150,000

Secured interest rate

5% - 12%

Unsecured interest rate

10% - 20%

Loan terms

1 - 7 years

Rate type

Fixed or Variable

Average turnaround

1 - 5 business days

Establishment fee

$100 - $500

Repayment frequency

Weekly, fortnightly, or monthly

Documents Needed

Identification Documents

Passport or driver’s license.

Medicare card.

Personal Car Loans

Recent 2 pay slips.

Bank statement (3 months).

Business car Loan

Bank statements (3-6 months).

Tax returns (business and personal, 2 years in some cases).

Council rates notice (if applicants are property owner).

Loan Purpose

Vehicle purchase agreement, dealer invoice, or quote.

Collateral (if secured)

Asset details (property, equipment, etc.) and valuation documents.

Proof of Business Operations

ABN/ACN (Australia) or equivalent business registration.

GST registration certificate (if applicable).

READY TO GIVE US A TRY?

Ready to drive away?

Our team is ready to assist you. Contact us today and start your car loan journey!

BOOK APPOINTMENT

No Compromise, Just Maximize.

Getting a Car Loan

Consultation

Speak to our specialists to explore your options.

Fact Find

We review your financials to find the best loan for your needs.

Fast Approval

Enjoy a quick approval process so you can get on the road.

Easy Repayments

Flexible payment options make managing your loan simple.

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Hear What Our Clients Say

Here’s what some of our satisfied clients have to say about their experience with us.

George Owens

The team at Prosper made my home-buying process so much easier. They listened to my needs and found the perfect loan for my situation. Their support and guidance were invaluable every step of the way.

Max Tanner

I was overwhelmed with refinancing options, but Prosper expert took the time to explain everything clearly. They helped me secure a better rate, saving me thousands. I couldn't be happier with their service.

Shraddha Adhikari

Got right consultation and advice regarding our loan processing for business. The other best part is that it was swift and easy, got everything settled within couple days. Great service…would highly recommend.

Romina Shrestha

My husband & I were dealing directly with Bala ji for our Commercial loan. Not only did he make the process seamless & easy to understand, he also help us feel comfortable with any next steps. I would highly recommend Bala ji for anyone who is looking for home loan. Thank you once again for your amazing service.

Innovation

Fresh, creative solutions.

Integrity

Honesty and transparency.

Excellence

Top-notch services.

COMPANY

ABOUT US

LEGAL

Prosper Loan Experts Pty Ltd ABN: 93 676 188 211. Credit Representative #527574 is authorised under Australian Credit License #384704.

Disclaimer: Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product. The information contained in this website is of a general nature and does not take into account your personal needs and requirements. The figures shown in the calculators do not constitute an offer for finance. Lender policy and conditions, fees and charges will apply. The information provided by the calculator is intended to provide illustrative examples based on the stated assumptions of your input. Results are a guide only and do not constitute financial advice or a guarantee of an outcome. You should always discuss your individual circumstances with a representative of Prosper Loan Experts Pty Ltd T/A Prosper Home Loans.