Services > First Home Buyers

First Home Buyers

First Home Buyer Loans to help you get into the market

Buying your first home is an exciting milestone, and we're here to make it easier with tailored loan options.

Our expert team will guide you through the entire process, from finding the right loan to settling into your new home.

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Benefits of a loan from Prosper

We’re here to help - from the big things to the little things. To help you make a start, or start over.

Loan amount

$150,000 - $1,000,000

Secured interest rate

5% - 6.8%

Unsecured interest rate

Not Offered

Loan terms

10 - 30 years

Rate type

Fixed or Variable or Split

Average turnaround

1 - 3 business days

Establishment fee

$0 - $1000

Repayment frequency

Weekly, fortnightly, or monthly

What we ask for when we start the process

Identification Documents

Passport or driver’s license.

Medicare card.

Proof of Income

Two recent pay slips (within 60 days).

Notice of assessments.

Bank Statements

3-6 months of transaction history.

Credit History

Details of any existing loans or liabilities.

READY TO GIVE US A TRY?

Ready to take the first step towards homeownership?

Our team is here to support you every step of the way. Contact us today to start your home loan journey!

BOOK APPOINTMENT

No Compromise, Just Maximize.

Steps to Owning Your First Home

Consultation

Chat with our specialists to understand your home-buying options.

Pre Approval

Secure a pre-approved loan amount before you start house hunting.

Loan Application

Submit your application once you've found your dream home.

Settlement

Finalize your loan, and get ready to move in!

Book Appointment

Hear What Our Clients Say

Here’s what some of our satisfied clients have to say about their experience with us.

George Owens

The team at Prosper made my home-buying process so much easier. They listened to my needs and found the perfect loan for my situation. Their support and guidance were invaluable every step of the way.

Max Tanner

I was overwhelmed with refinancing options, but Prosper expert took the time to explain everything clearly. They helped me secure a better rate, saving me thousands. I couldn't be happier with their service.

Shraddha Adhikari

Got right consultation and advice regarding our loan processing for business. The other best part is that it was swift and easy, got everything settled within couple days. Great service…would highly recommend.

Romina Shrestha

My husband & I were dealing directly with Bala ji for our Commercial loan. Not only did he make the process seamless & easy to understand, he also help us feel comfortable with any next steps. I would highly recommend Bala ji for anyone who is looking for home loan. Thank you once again for your amazing service.

Innovation

Fresh, creative solutions.

Integrity

Honesty and transparency.

Excellence

Top-notch services.

COMPANY

ABOUT US

LEGAL

Prosper Loan Experts Pty Ltd ABN: 93 676 188 211. Credit Representative #527574 is authorised under Australian Credit License #384704.

Disclaimer: Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product. The information contained in this website is of a general nature and does not take into account your personal needs and requirements. The figures shown in the calculators do not constitute an offer for finance. Lender policy and conditions, fees and charges will apply. The information provided by the calculator is intended to provide illustrative examples based on the stated assumptions of your input. Results are a guide only and do not constitute financial advice or a guarantee of an outcome. You should always discuss your individual circumstances with a representative of Prosper Loan Experts Pty Ltd T/A Prosper Home Loans.