Services > Home Loans
home loans
Home Loans to help you build your dream home
Find the right home loan for your unique needs, whether you're buying your first home, refinancing, or investing.
Our tailored home loans offer competitive rates and flexible terms to make your homeownership journey smoother.
Request a Call Back
Benefits of a loan from Prosper
We’re here to help - from the big things to the little things. To help you make a start, or start over.
Loan amount
$150,000 - $2,000,000
Secured interest rate
5% - 6.8%
Unsecured interest rate
Not Offered
Loan terms
10 - 30 years
Rate type
Fixed or Variable or Split
Average turnaround
1 - 3 business days
Establishment fee
$0 - $1,000
Repayment frequency
Weekly, fortnightly, or monthly
What we ask for when we start the process
Identification Documents
Passport or driver’s license.
Medicare card.
Proof of Income
Two recent pay slips (within 60 days).
Notice of assessments
Tax returns or financial statements (if self-employed).
Accountant letter( Low-doc loans).
Bank Statements
3-6 months of transaction history.
Credit History
Details of any existing loans or liabilities.
Additional Documents (if applicable)
Proof of rental income (if purchasing an investment property).
Contract of sales.
READY TO GIVE US A TRY?
Ready to make your homeownership dreams a reality?
Our expert team is here to help. Contact us today to begin your home loan journey!
No Compromise, Just Maximize.
Getting a Home Loan
Initial Consult
Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.
Fact Find
We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for your first Home Loan.
Pre Approval
Once you're approved, you can start bidding or making offers on properties you want to purchase.
Settlement
You settle on the property, your Home Loan draws-down and you're good to go!
Hear What Our Clients Say
Here’s what some of our satisfied clients have to say about their experience with us.
George Owens
The team at Prosper made my home-buying process so much easier. They listened to my needs and found the perfect loan for my situation. Their support and guidance were invaluable every step of the way.
Max Tanner
I was overwhelmed with refinancing options, but Prosper expert took the time to explain everything clearly. They helped me secure a better rate, saving me thousands. I couldn't be happier with their service.
Shraddha Adhikari
Got right consultation and advice regarding our loan processing for business. The other best part is that it was swift and easy, got everything settled within couple days. Great service…would highly recommend.
Romina Shrestha
My husband & I were dealing directly with Bala ji for our Commercial loan. Not only did he make the process seamless & easy to understand, he also help us feel comfortable with any next steps. I would highly recommend Bala ji for anyone who is looking for home loan. Thank you once again for your amazing service.
Innovation
Fresh, creative solutions.
Integrity
Honesty and transparency.
Excellence
Top-notch services.
FOLLOW US
COMPANY
LEGAL
Prosper Loan Experts Pty Ltd ABN: 93 676 188 211. Credit Representative #527574 is authorised under Australian Credit License #384704.
Disclaimer: Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product. The information contained in this website is of a general nature and does not take into account your personal needs and requirements. The figures shown in the calculators do not constitute an offer for finance. Lender policy and conditions, fees and charges will apply. The information provided by the calculator is intended to provide illustrative examples based on the stated assumptions of your input. Results are a guide only and do not constitute financial advice or a guarantee of an outcome. You should always discuss your individual circumstances with a representative of Prosper Loan Experts Pty Ltd T/A Prosper Home Loans.
© 2025. Prosper Loan Experts. All Rights Reserved. Powered by The Development Agency